Mortgage Checklist
Remember These Things
As you go through the process of finding the mortgage that is right for you, feel free to use this mortgage checklist:
| Mortgage Checklist |
| Get Your Financial House in Order |
 Assess your budget and your desires—make compromises, if necessary |
| Figure out your down-payment and how much house you can afford |
| Do a Credit Score check |
| Get A Lender |
| Decide what type lender and loan is best for your needs |
| Discuss your background/questions/plans with potential lenders |
| Fill out a loan application (including employment verification, other sources of income, source of cash for down payment, authorize credit check) |
| Get prequalified/preapproved |
| Put your plans into action |
| Once you’ve found your perfect home, make an offer |
| Negotiate with the seller/lender on points, necessary repairs that may lower the selling price, etc |
| Finish the paperwork. At closing, pay closing costs and fees. Take the house keys and pat yourself on the back |
Want to know more? Check out our mortgages links page for all the mortgage sites on the internet. Good luck!
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